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Michael’s Furniture Offers financing with 6 months same as cash on approved credit.

This application is currently being handled/accepted in store only.Application is FREE. Every applicant must have a driver’s license or ID card along with a credit card that will only be used as a reference it will not be charged anything.

NO CREDIT NEEDED - 90 Day Payment Option

Michael's also offers financing to our customers with no credit or bad credit (SSN still needed). Visit our store today for an application - please note that the application is FREE!

This form of payment is being accepted in store only. Every applicant must show a driver’s license or ID card along with the debit/credit card used in the application to verify identity at time of usage.


Michael’s Furniture offers Lay-away at no charge. There is no minimum down payment. Our lay-away is as long as 120 day. We do not require a minimum monthly payment as long as the customer is making steady payments.

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